买菜记(3)之收银台篇
posted : Sunday, August 22, 2021
So we move to the next part of the series which kind of seals my fate. ******************* 5/6/21Thought I could get a couple days of peace, especially on this weekend when I had multiple plans, but not to be. Early morning was told that prospective competitors had upped his bid, though still not enough to upstage me. Honestly when I looked back at the end of the day this attempt was measly - why even attempt to up a bid but not outbid? And reread the message, this was a suggestion by agent in fact. Maybe agent is on my side (maybe more of her own side coz if I won out, she gets the full commission instead of having to share it with someone else) to suggest something like this to the competitor lol. Or maybe this is just to force my hand - so I played along. I think I can use some pushing I guess, otherwise this will just drag out. Took like an hour to compose a reply in my head and offered to meet today since my AIP is ready (and so-called peace of mind), but in the end agent herself says her day is full so we ended up agreeing to meet on Monday instead (I really really didn’t want to have to deal with on that one day). Then again, this (possibly fictional) competitor seemed really genuine and pressurizing to the point that agent eventually moved her schedule (according to her anyway) and asked if I could meet today - which I was already prepared to anyway. So duly bring out my cheque book and I don’t know why I felt like I was on my way to execution. Lol. I guess it’s the unknown of not knowing what to expect, similar to my first ever house viewing which I felt a lot of apprehension over just a house viewing. Took another look at the place, still didn’t identify any major problems (that I cannot live with), or maybe I don’t have the necessary skills. Or maybe I am paiseh to probe further? Sat down with agent to go through processes, again nothing that I don’t already know other than a few nuggets of info such as conveyance lawyers under lending bank’s panel potentially giving a better rate, and to make sure lawyer includes mortgage stamping costs as part of his costs. And the realization that if this does goes through I have a lot of work in the next couple of weeks. But it does seems like she is genuinely helpful with everything, offering her banker and lawyer contacts and at no cost to me (did hint about any other hidden fees and she said none). And as if to convince me further she told me she had three (wow like real) groups of viewings for tomorrow which she had since cancelled coz I had made an offer and agreed to drop a cheque. Signed the OTP and gave the cheque (milestone moment! First ever cheque issued!). Granted we need the owner to accept it within 3 days (potentially if the other side outbids me now, he can also choose to accept that but agent says she will try not to let that happen). To be honest I won’t be totally disappointed if that happens, just that everything has to restart la. It would have been a great experience to learn from. So 平常心 bah. (And hopefully I get some peace tomorrow) (But the trend is that I may not get any peace) 6/6/21 By and large peaceful day for a change until early evening when agent texted “congratulations!” informing me that my offer went through and seller has signed the OTP. That means, as agent told me yesterday, that seller can no longer back out of this deal or will face legal consequences. Nor can I, though my consequence is financial (i.e. I lose the 1%) rather than legal. Set up a meeting tomorrow for agent to pass me the original OTP, and I suppose for her to set me up with her bankers. And lawyer. Good damn that’s a lot to do in the next couple of weeks. Now that I think of it, maybe I might as well make use of my leave day to settle with banker tomorrow itself? Though the idea of just nua-ing at home tomorrow is so very tempting. So this is it! Shit got real. Maybe it got real since yesterday actually lol. 2 out of 14 days have lapsed and the next deadline is looming. My 32nd birthday present…lol. Not that I specifically planned for this to happen but everything just fell into place. |